Iowa Paycheck Calculator
A $60,000 salary in Iowa takes home about $48,762 a year, or $1,875 every 2 weeks, for a single filer in 2026. Enter your own pay below.
Take-home pay every 2 weeks
$1,875.45
$48,761.80 per year
| Item | Per paycheck | Per year |
|---|---|---|
| Gross pay | $2,307.69 | $60,000.00 |
| Federal income tax | $193.08 | $5,020.00 |
| Social Security (6.2%) | $143.08 | $3,720.00 |
| Medicare (1.45%) | $33.46 | $870.00 |
| State income tax | $62.62 | $1,628.20 |
| Local tax () | $0.00 | $0.00 |
| State payroll taxes | $0.00 | $0.00 |
| Pre-tax deductions | $0.00 | $0.00 |
| Take-home pay | $1,875.45 | $48,761.80 |
- Effective income tax rate
- 11.1%
- Federal tax bracket
- 12%
Iowa paycheck taxes in 2026
Iowa taxes income at a flat 3.8% in 2026, starting from your federal taxable income, so the federal standard deduction applies.
- Iowa replaced its nine brackets (top rate 8.53% in 2022) with a single flat 3.8% rate.
- Iowa starts from federal taxable income, so the first $16,100 of a single filer’s wages isn’t taxed.
- Each person also gets a $40 personal exemption credit.
Pre-tax deductions such as 401(k) contributions lower both your federal and Iowa taxable income, so they increase your take-home pay per dollar saved.
Iowa income tax rates for 2026
Iowa charges a flat 3.8% on taxable income.
| Deductions | Single | Married | Head of household |
|---|---|---|---|
| Exemption credit, taken off your tax | $40 | $80 | $40 |
On a $60,000 salary, a single filer pays about $1,628 of Iowa income tax, or 2.7% of pay.
- The tax starts from your federal taxable income, so the federal standard deduction already applies.
Want more or less federal tax taken from each paycheck? Fill out a new 2026 W-4 online and give it to your employer.
Take-home pay at common salaries in Iowa
| Salary | Per year | Per month | Every 2 weeks |
|---|---|---|---|
| $40,000 | $33,452 | $2,788 | $1,287 |
| $50,000 | $41,107 | $3,426 | $1,581 |
| $60,000 | $48,762 | $4,063 | $1,875 |
| $75,000 | $59,394 | $4,950 | $2,284 |
| $100,000 | $76,032 | $6,336 | $2,924 |
| $150,000 | $108,743 | $9,062 | $4,182 |
Single filer, no pre-tax deductions, 2026 rates. Select a salary to compare it across all states.
Iowa vs neighboring states: take-home on $60,000
On a $60,000 salary you keep about $1,197 more a year in Iowa than in Illinois. South Dakota leaves you about $1,628 more than Iowa. Differences come from state income tax and payroll programs only, not the cost of living.
| State | State taxes | Take-home per year | Compared with Iowa |
|---|---|---|---|
| Iowa | $1,628 | $48,762 | — |
| South Dakota | $0 | $50,390 | +$1,628 |
| Missouri | $1,883 | $48,507 | −$254 |
| Nebraska | $2,124 | $48,266 | −$496 |
| Minnesota | $2,821 | $47,569 | −$1,192 |
| Illinois | $2,825 | $47,565 | −$1,197 |
Single filer, no pre-tax deductions, 2026 rates. State taxes include state income tax and state payroll programs, and a county tax where the state has one.
Frequently asked questions
Does Iowa have a state income tax?
Yes. Iowa taxes income at a flat 3.8% in 2026, starting from your federal taxable income, so the federal standard deduction applies.
How much is $60,000 a year after taxes in Iowa?
For a single filer paid every two weeks with no pre-tax deductions, $60,000 a year in Iowa is about $48,762 a year after tax, or about $1,875 per paycheck, using 2026 tax rates.
What is taken out of my paycheck?
Federal income tax, Social Security (6.2%), Medicare (1.45%), Iowa income tax and any pre-tax deductions you choose, such as 401(k) contributions or health insurance premiums.
Compare with similar states
Other states that also use a flat income tax, with take-home pay close to Iowa’s:
- Mississippi paycheck calculator Flat 4% income tax
- Indiana paycheck calculator Flat 2.95% income tax
- Louisiana paycheck calculator Flat 3% income tax
- Pennsylvania paycheck calculator Flat 3.07% income tax
- North Carolina paycheck calculator Flat 3.99% income tax
- Colorado paycheck calculator Flat 4.4% income tax
Compare take-home pay in all 48 states
Side income or gig work in Iowa?
Freelance, 1099 and app-based income has no tax withheld. The 1099 tax calculator shows what to set aside, including Iowa state tax, and there are dedicated calculators for DoorDash, Uber and Instacart.
How this calculator works
It applies the 2026 federal rules and Iowa’s rules above to your pay. See the full method.
Sources
- IRS Rev. Proc. 2025-32 (2026 inflation adjustments)
- Tax Foundation: 2026 Tax Brackets
- SSA: 2026 Social Security wage base
- Iowa Department of Revenue
- CountryTaxCalc: Iowa 2026 flat 3.8% rate
An estimate, not tax advice. Real withholding depends on your W-4. It doesn’t include city or county taxes, tax credits or other income.
Built and checked by the WageSimply team, led by Engr. Zakir, an engineer and Google-certified data analyst. Updated for the 2026 tax year and last reviewed .